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Member Disability Members who are no longer able to perform the duties of their NHRS-covered employment due to an incapacity (either mental or physical) that is likely to be permanent may qualify for a Disability Retirement benefit. The Disability Retirement pension will be payable for the eligible member’s lifetime if the member’s disability continues.

Eligibility for Non-Job-Related Disability
A member may qualify for Ordinary Disability Retirement under the following conditions:

  • Active member becomes disabled due to a non-work-related condition
  • Member’s disability is likely to be permanent
  • Minimum of 10 years of creditable service is required
  • Member’s Disability Retirement application must be approved by the NHRS Board of Trustees

Eligibility for Job-Related Disability
A member may qualify for Accidental Disability Retirement under the following conditions:

  • Member sustains an on-the-job accident, repeated trauma while on the job, gradual degeneration while on the job, or a job-related occupational disease while in the service of an NHRS participating employer
  • Member’s disability is likely to be permanent
  • No minimum service is required
  • Member’s Disability Retirement application must be approved by the NHRS Board of Trustees
  • Generally, there must be a finding of compensability under Workers’ Compensation by the Department of Labor

Pension Calculation – Ordinary Disability Retirement
The following calculations are based on the maximum retirement allowance payable and do not include any applicable reduction under an
Optional Allowance.

Group I – Employee and Teacher Members

1.5% x average final compensation x creditable service =
approximate annual pension amount

Group I members are guaranteed a minimum Ordinary Disability Retirement pension amount equal to 25% of their average final compensation

Group II – Firefighter and Police Officer Members

2.5% x average final compensation x creditable service (maximum of 40 years) =
approximate annual pension amount

Group II members are guaranteed a minimum Ordinary Disability Retirement pension amount equal to 25% of their final compensation.

Pension Calculation – Accidental Disability Retirement
The following calculations are based on the maximum retirement allowance payable and do not include any applicable reduction under an
Optional Allowance.

Group I – Employee and Teacher Members
Group I members will receive an annual pension amount equal to at least 50% of their average final compensation.

If members receive regular Workers’ Compensation payments on a periodic basis, those payments will offset a portion of the member’s Accidental Disability Retirement pension

Group II – Firefighter and Police Officer Members
Group II members will receive an annual pension amount equal to 66 2/3% of their average final compensation. With more than 26 2/3 years of creditable service, Group II members will receive an additional amount equal to 2 ½% of average final compensation multiplied by the member’s creditable service in excess of 26 2/3 years but not in excess of 40 years.

If members receive regular Workers’ Compensation payments on a periodic basis, those payments will offset a portion of the member’s Accidental Disability Retirement pension.

Filing for Benefits
Members are encouraged to file for Disability Retirement with a benefits specialist when their physician determines that they are no longer able to perform the duties of their NHRS-covered employment. One may contact NHRS to schedule an appointment with a benefits specialist. NHRS also encourages members to contact their employer to become aware of any other employer-sponsored benefits for which they may qualify.

Important: Members must file an application for Disability Retirement with NHRS under one of the following conditions:

  • While the member is actively contributing to NHRS on earnings paid to the member by the NHRS employer or on earnings from an employer-funded disability or salary continuance plan.
  • While the member is on an approved leave from NHRS-covered employment under the provisions of the federal Family Medical Leave Act (FMLA).
  • While the member is in receipt of regular Workers’ Compensation payments and still employed by the same employer in an NHRS-covered position.
  • With NHRS Board of Trustees approval, within one year of the date the member’s contributions to NHRS cease.

In addition to the general filing requirements and deadlines, the following documentation is required when applying for Disability Retirement:

  • Application for Disability Retirement
  • Copy of the member’s birth certificate
  • Employee’s Statement of Disability
  • NHRS Treating Physician’s Statement
  • Records Release Authorization
  • Wage and Personnel Authorization
  • Form W-4P
  • Form W-9 (or a copy of the member’s Social Security card)
  • Spousal Acknowledgement Form
  • Electronic Direct Deposit (EDD) Form

Additional documentation may be required as part of the application process:

  • Job description
  • Employer’s Statement of Disability
  • Department of Labor First Report(s) of Injury
  • Department of Labor Memo(s) of Payment
  • Lump Sum Settlement Agreement, if applicable
  • Workers’ Compensation records/reports
  • Physician’s medical reports and office notes, as well as any other physician or diagnostic reports relating to the member’s disability claim
  • Beneficiary’s birth certificate, if electing a Survivorship Option
  • Marriage certificate (for Group II members only)

All medical and other supportive documentation must be received by NHRS within 120 days of filing an application. The application shall be deemed to have been withdrawn if the member fails to provide the requested information within 120 days of NHRS’ request, unless the member can establish by a preponderance of the evidence that such failure is not the fault of the member.

Benefits for Beneficiaries after a Retiree’s Death
Benefit Payments
COLAs
Electronic Direct Deposit
Filing for Retirement
Health Insurance after Retirement
On-line Benefit Calculator
Pension Checks
Tax Implications
Working after Retirement





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