Financial literacy
Being financially literate means having the knowledge and skills needed to make informed and effective decisions. Understanding personal finance, credit, and debt management will make it easier to balance a budget, manage college debt, buy a home, and ensure an income at retirement.
Learn more
The following resources offer additional information to help you build and maintain good financial habits throughout your career and into retirement:
MyMoney.gov – U.S. Financial Literacy Portal – Federal resources on earning, saving, investing, borrowing, spending, and protecting your money at every life stage.
Investor.gov – U.S. Securities and Exchange Commission – Tools, calculators, and plain‑language guides on investing basics, fees, retirement accounts, and avoiding fraud.
FDIC Money Smart – A free financial education program with self‑paced modules that cover budgeting, using credit wisely, and building a relationship with a bank.
New Hampshire Insurance Department – Information on health, life, auto, homeowners, and other insurance options for New Hampshire residents, including Medicare‑related resources.
Retirement Planning
You can download a printable Retirement Toolkit prepared by the U.S. Department of Labor, the Social Security Administration, and the Centers for Medicare & Medicaid Services.
How much do you know about retirement? Are you saving enough? AARP has a retirement readiness quiz and a retirement calculator that can help you find out.
NHRS also offers a Pre-Retirement Checklist as a reference for members two years or less from retirement.
Disclaimer: This page is intended as an informational tool only. Links to third-party sites are provided as a service for our members and retirees. The links provided are not maintained by NHRS or affiliated with any services provided by the retirement system. We make no endorsement, express or implied, of the content or activities of any linked sites. Questions should be directed to the administrator(s) of each specific site.