Being financially literate means having the knowledge and skills needed to make informed and effective decisions. Understanding personal finance, credit, and debt management will make it easier to balance a budget, manage college debt, buy a home, and ensure an income at retirement.
Answer ten questions developed by the Consumer Financial Protection Bureau (CFPB) to measure your current financial well-being and see steps you can take to improve it.
Choose to Save is a national public education and outreach program dedicated to raising awareness about the need to plan and save for long-term personal financial security.
Squared Away is a blog from the Center for Retirement Research at Boston College that highlights recent studies and commentary on retirement readiness, personal finance, and health issues.
CentsAbility is a blog from the Michigan Municipal Employee Retirement System featuring brief, easy to read articles about financial literacy and retirement planning.
Credit, debt, and more
Money Smart is a program of the Federal Deposit Insurance Corporation (FDIC) offering computer-based instruction for adults of all ages. The trainings cover topics such as the basics of borrowing money wisely, using a spending plan to achieve financial goals, and how to use banking products effectively. (Registration required)
The New Hampshire Insurance Department has information on health, life, home, automobile, and other insurance products, including services for seniors.
Detailed Information on each of these topics is available from the CFPB:
Tips on shopping and saving money are available from the Federal Trade Commission (FTC).
You can download a printable Retirement Toolkit prepared by the U.S. Department of Labor, the Social Security Administration, and the Centers for Medicare & Medicaid Services.
How much do you know about retirement? Are you saving enough? AARP has a retirement readiness quiz and a retirement calculator that can help you find out.
NHRS also offers a Pre-Retirement Checklist as a reference for members two years or less from retirement.
Disclaimer: This page is intended as an informational tool only. Links to third-party sites are provided as a service for our members and retirees. The links provided are not maintained by NHRS or affiliated with any services provided by the retirement system. We make no endorsement, express or implied, of the content or activities of any linked sites. Questions should be directed to the administrator(s) of each specific site.